Prepaid Currency Cards
It would seem that prepaid currency cards are the way to go when spending abroad! Simply load a card with the currency you wish to use and use it like you would a debit or credit card. With no links to your personal bank account, it’s thr safest way to carry and spend money on your trip.
Currency Card Benefits
Best online exchange rates
Convenient to use and carry
Secure and safer than cash
Lower fees than most credit & debit cards
Fixed rate upon loading card
Currency Card Drawbacks
No section 75 purchase protection
Cheapest cards need to be ordered in advance
Some have cash withdrawal & currency convert fees
Pre-paid Currency Cards – Home Delivery
It’s common knowledge now that pre ordering your currency from an online provider usually gives favourable rates compared to over the counter travel agents. You can usually lock in said rate to avoid any fluctuations that aren’t in your favour, too!
- Get a free Travelex card
- Free access to your spending money
- Lock in favourable exchange rates
- Prepay in 10 different currencies
- 24/7 assistance
Travelex are one of the world’s leading providers of foreign exchange across 30 countries, with more than 1,200 stores both on and off airport.
Travelex has become a household name and for good reason. They offer great rates on worldwide foreign currency exchange and their new Money Card ensures that you have security and convenience for your holiday money. There are no ATM Cash Withdrawal fees on all Money Cards and it can be ordered online to make sure you get the best rates. For your convenience, it can then be picked up in a high street branch or at selected airport bureau de change or even delivered to your home. The card will be activated and ready to use straight away!
The Moneycorp Explorer card can load up to £10,00 in 10 currencies at excellent rates.
They have a 0% currency convert fee, so you won’t pay anything for using your card in a different currency to the one you loaded. You’ll also benefit from no fees on using the card outside of the UK and with their BuyBack guarentee, you can be sure that you’ll get back what what you don’t use at the same rate you paid for it.
- Get a free Fair FX card
- 0% currency convert fee
- 0% transaction fee ($ & € cards)
- SMS top up / balance enquiry
- Protection for your money
Fair FX offer 0% on most fees apart from the cash withdrawal fee which is the lowest of any currency card and lower than most credit and debit cards too. They offer a choice of either a EURO, US Dollar or Anywhere card. If you know what currency you need or use most you are much better off getting that specific card (€ or $).
However, even with the anywhere card, the fees are relatively low compared to others. You normally have to pay £9.95 for the purchase of the card but Airport Guide visitors can get a Fair FX card for free.
Fair FX cards are only available for home delivery so you will need to make sure that you leave enough time before your holiday to apply for one of these cards. You should have your card delivered the next day and ready to use within 7-10 days!